Stop Identity Theft

Identity Prevent Theft Section


Welcome to Stop Identity Theft

Identity Prevent Theft Article

Identity Theft - More Tips on How it Can Be Avoided By Charles Essmeier Recent security breaches at several credit card companies continue to worry Americans, as stolen financial information can lead to identity theft. Identity theft occurs when someone obtains your Social Security number and/or other vital information and uses it to pose as you. By doing so, they can take advantage of your good credit history to open new credit card accounts or obtain loans. They get to spend the money, but you get to pay the bills. It often takes a victim a year or more to even detect that he or she has been a victim of ID theft; clearing up the mess caused by an identity theft scam can take years and can harm you personal credit report indefinitely. We have covered a few identity theft tips in previous articles, but here are some more things the conscientious consumer can do to minimize the chances of being the latest victim of an ID theft scammer:

  • When engaged in online banking activity, avoid using short or obvious passwords. Names of children, family pets, favorite sports teams and the like are obvious choices and are easily guessed by thieves. Many scammers now use “dictionary attacks” to obtain passwords, which will try every word in the dictionary until the password is cracked. If you use a common name or word, you are vulnerable. If you must use words from the English language for passwords, use long ones. “TheNewYorkYankeesTotallyRock” is a better password than “Yankees.” If you can, use a mixture of letters and numbers. Longer is better.
  • Buy a shredder. Keep important documents, of course, but shred the documents you no longer need or unwanted credit card applications that come in the mail. Thieves can and do search through garbage to obtain such things. If you don’t need it, shred it.
  • Do not provide financial or personal information to anyone who calls you. The party on the phone may say that they are from your bank, but your bank isn’t going to call you to ask for your credit card or Social Security number. If in doubt, hang up and call the institution directly. It’s better to be safe than sorry.
  • Print as little information as possible on your checks. Don’t preprint your phone number, driver’s license number or Social Security number. You’re making that information available to anyone who sees your checks. Print your name and address only; you can provide any other information yourself if necessary.
  • Don’t carry your Social Security card with you. Put it in a safe place. Many people are never asked to show the card during their lifetimes, so only bad can result from carrying it around with you. Be safe. Leave the card at home. While you’re at it, remove any other credit or debit cards from your wallet that you rarely use. Keep them at home and take them with you only if you need them. The fewer cards you carry the less damage that can be done if you lose them. Anyone concerned about identity theft should make it as difficult for thieves to obtain his or her personal information as possible. A few simple steps can go a long way towards avoiding what could be a drawn-out and expensive problem. About the Author: ©Copyright 2005 by Retro Marketing. Charles Essmeier is the owner of Retro Marketing, a firm devoted to informational Websites, including End-Your-Debt.com, a site devoted to debt consolidation and credit counseling, and HomeEquityHelp.com, a site devoted to information regarding mortgages and home equity lending.

    Identity Prevent Theft Best products

    Identity Prevent Theft News

    Community shredding fundraiser this Saturday to prevent identity theft - KMOV.com


    Community shredding fundraiser this Saturday to prevent identity theft
    KMOV.com
    by Sarah Heath-KMOV.com The first Community Shred It Day will be taking place from 10 am to 2 pm on July 31 st in six locations. With a donation of $5 a box ...

    and more »

    Read more...

    Computer with patient data stolen from Jefferson - Philadelphia Inquirer


    Computer with patient data stolen from Jefferson
    Philadelphia Inquirer
    He said that was why patients were not notified of the June 14 theft until Tuesday. Jefferson also hired Kroll Inc. to provide identity-theft monitoring, ...

    and more »

    Read more...

    Guard Dog Inc. Partners With Javacool Software LLC, Creators of Popular ... - MarketWatch (press release)


    Guard Dog Inc. Partners With Javacool Software LLC, Creators of Popular ...
    MarketWatch (press release)
    In keeping with the company's commitment to provide the best protection and solutions against online identity theft threats JCS's popular software, ...

    and more »

    Read more...

    Police lay more than 90 charges related to mail theft, fraud - Global BC


    Police lay more than 90 charges related to mail theft, fraud
    Global BC
    “To help prevent theft and identity fraud, the EPS encourages citizens to be diligent about checking their mail box on a regular basis and remove its ...

    and more »

    Read more...

    Banks Are Targets For Internet Crime: Protect Your Money Online - Learnvest Living (blog)


    USA Today
    Banks Are Targets For Internet Crime: Protect Your Money Online
    Learnvest Living (blog)
    Effects of identity theft can be nightmarish and difficult to erase. But an avid LearnVester should be able to avoid becoming a statistic. ...
    Consumers, Businesses Have Big Role in Protecting Personal and Financial ...PR Newswire (press release)

    all 91 news articles »

    Read more...

    Who Decides on Health-Care Value? - Wall Street Journal


    Who Decides on Health-Care Value?
    Wall Street Journal
    Some crimes harm patient safety by exposing patients to drugs and treatments they don't need or, in the case of medical identity theft, creating inaccurate ...

    and more »

    Read more...