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Protect Your Identity This Holiday Season By Cat Tobin With the holiday spending season fast approaching, it’s crucial that you understand the dangers of identity theft. Though many of the methods thieves use to steal identities are out of our control, there are many measures you can take to protect yourself from the threats identity thieves pose. Protect Your Credit Card Number From Prying Eyes When making purchases with your credit or debit card, make sure that only the last 4 digits of your card number are shown on the receipt. The first 12 digits should be unknown, and are usually replaced by Xs. If they aren’t, by law you are permitted to mark out the first 12 digits on the merchants copy with a pen. It is especially important that you check your credit card receipt at restaurants. Don’t leave the restaurant’s copy on the table after your meal if all 16 digits are shown. It’s best to cross out the first 12 digits and personally hand the receipt to the wait staff. Otherwise, you risk an identity thief walking away with your name, account number, and quite possibly your card’s expiration date. Only Use Your Social Security Number When Absolutely Necessary. Though it is necessary to use your social security number when applying for credit or opening a bank account, it isn’t always necessary that you use it in other circumstances. Although not that common nowadays, some stores and organizations may want to use your SSN as an ID number within their system. Though this practice is discouraged by law, you will still run across it from time to time. In these situations it is best to use your judgment. If for any reason you feel uncomfortable, there is usually an alternative available if you ask. Your Trash is Treasure to an Identity Thief The most important investment you can make in protecting your identity is a good paper shredder. Identity thieves won’t think twice about going through your trash in order to find sensitive personal information that will help them obtain credit in your name. Shred anything and everything that has personal information, such as credit card numbers, social security numbers, dates of birth, phone numbers, etc. Do it at home. Do it at work. The holiday season is a time for us to enjoy shopping for our friends and family. With every swipe of our credit cards, however, it is imperative that we protect our financial futures from the dangerous threats identity thieves pose. About the Author: You Could Be A Victim of Identity Theft! Learn the Dangers of Identity Theft & How to Protect Yourself: http://www.tobinfo.com
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Police Blotter: Retail Fraud, Identity Theft and Malicious Destruction of Property - Patch.com
Police Blotter: Retail Fraud, Identity Theft and Malicious Destruction of Property Patch.com Police are investigating a report of identity theft filed by a resident in the 2600 block of Kopson Court on Jan. 26 after he discovered someone made $2,1000 worth of unauthorized purchases with his debit card. The card was used at numerous locations ... VERONA: Unauthorized account access, criminal mischief, harassing phone calls ... |
Trouble Shooter: dealing with identity theft - phillyBurbs.com
Trouble Shooter: dealing with identity theft phillyBurbs.com PG, Upper Southampton A. First and foremost, consumers should get a free copy of their credit reports every year. Contact the Annual Credit Report Request Service by mail at PO Box 105281, Atlanta, GA 30348-5281, by phone at 1-877-322-8228 or online at ... |
Consumer Reports: Needless identity theft protection - WRBL
Consumer Reports: Needless identity theft protection WRBL That fear has helped drive sales of identity-theft protection services. Americans are spending an est (more) Lauren Mirsky considers herself lucky. Thieves tried to use her credit card on two different occasions, but each time they were thwarted. CONSUMER REPORTS: Needless ID-theft protection |
Layne: Preventing ID theft is the best way to handle fraud - Martinsburg Journal
Layne: Preventing ID theft is the best way to handle fraud Martinsburg Journal CHARLES TOWN - The most important thing people can do to protect themselves from identity theft is to obtain their credit reports regularly, Argina Layne told the Eastern Panhandle Entrepreneurs Forum at its recent meeting. "Your credit score is the ... |
Special Report: State of Online Services in Banking - The Financial Brand
Special Report: State of Online Services in Banking The Financial Brand A moderate percentage of consumers expressed an interest in various online customer services, such as Personal Financial Management, and security-based services, such as identity theft services. However, adoption of such services was less than half the ... |
Utah Attorney General's Office launches program to protect children from ID theft - Dixie Press Online
 Dixie Press Online | Utah Attorney General's Office launches program to protect children from ID theft Dixie Press Online Utah Attorney General Mark Shurtleff and TransUnion, one of the three national credit reporting companies, announced the Child Identity Protection Program (CIP), which features a secure online site through which Utah parents and guardians can register ... Utah AG unveils program to combat child ID theft New program prevents kids' ID theft |