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Commission Federal Identity Theft Trade Article
How To Avoid Getting Into Identity Theft Trouble By Robert Thatcher The credit card industry seems to be growing at an unprecedented rate. According to some statistical reports, the average American household has at least one credit card. In fact, from the total respondents in the survey, 81% of the households have at least one credit card. This goes to show that more and more people are enticed to get their own credit card. The reasons for doing so are based on the fact that credit cards offer extreme cashless shopping convenience. Hence, everybody seems to be motivated to get at least one credit card. However, the travails of the credit card industry do not end here. This is because the reality that evolves on the credit cards does not just depend on the way people use credit cards but with the way on how they use it and protect themselves. What people do not realize is that the manner on how they use their credit cards can greatly affect the way they live. For instance, frauds and fraudulent activities are very prevalent in the industry and the best targets of the culprits are those who use credit cards whenever they are into shopping. People should take note that one of the most prevalent credit card scams in the society today is the identity theft. In fact, it has been reported by the FBI that almost 350,000 up to 500,000 cases of identity theft are known to exist in the U.S. every single year. Basically, identity theft is when some unscrupulous people try to get some information from you such as your social security number and other pertinent personal and financial data. These sets of information are used deceitfully by these people for their own benefits. Hence, the poor victim does not realize that his identity was stolen and that his financial future is doomed. For this reason, it is important to know how to avoid getting into trouble. Here is how: 1. Protect your personal data and any financial information Never entertain phone calls that require you to give any personal data or information, even if the caller says he is from the bank that issued your credit card and that the information gathering is just some sort of verifications. If this is the case, try to inform him that you wish to do the transactions personally. Hence, it is important to very if the caller is, indeed, a representative of the bank. 2. Avoid freebies and offers that involve credit cards If you were offered with some promotions requiring you to give some personal information, then, it would be better not to entertain the promo at all. Things like these will only entice you to try it. In the end, it is too late to realize that you have just been a victim of an identity theft. 3. Have a regular check up on your credit standing and bills Most of credit card holders are so lazy to do regular check ups on their status. If you do this, it will be easier for you to detect any probable identity theft case on your part. Credit reports can definitely tell you if there were purchases that you know that you did not make. 4. Do not carry them around The problem with most people is that they ten to carry their cards wherever they are. This is a bad habit that should be stopped. You will never know what will happen while you are in a public place, where identity theft could just be lurking around, waiting for its next victim. The bottom line is that credit card users should be responsible enough not to allow these fraudulent activities to happen. Keep in mind that the reason why these kinds of frauds exist is that there are people who are unconsciously victimized every now and then. About the Author: Robert Thatcher is a freelance publisher based in Cupertino, California. He publishes articles and reports in various ezines and provides identity theft resources on http://www.about-identity-theft.info.
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ID-protection company ordered to pay refunds - Winston-Salem Journal
 KMOX.com | ID-protection company ordered to pay refunds Winston-Salem Journal ... The Federal Trade Commission and 35 state attorneys general, including North Carolina's, have determined that a high-profile identity-theft-protection ... LifeLock settles with FTC for $12 million LifeLock to pay $12 mln to settle charges over ads Lifelock fraud alert firm to pay $12M in ad suit |
FTC: New Yorkers Unlikely To Fall For Fraud - NY1
 New York Daily News | FTC: New Yorkers Unlikely To Fall For Fraud NY1 ... released Tuesday from the Federal Trade Commission show New Yorkers are among the least likely Americans to fall victim to scams and identity theft. ... Federal Trade Commission statistics show New Yorkers among least likely to be ... Study: Few New Yorkers Fall For Scams |
Call from CPS alerts woman to ID theft - KGO-TV
Call from CPS alerts woman to ID theft KGO-TV ... delivering the baby under Anndorie's name. The Federal Trade Commission says more than 300000 Americans were victims of medical identity theft last year. Medical Identity Theft: How to Protect Yourself |
Himes launches new consumer protection Web page - Wilton Bulletin
 Credit.com News | Himes launches new consumer protection Web page Wilton Bulletin The site provides constituents with tools to follow recall campaigns, protect themselves against identity theft, and register for the Do Not Call List, ... White House announces campaign to educate consumers Combating identity theft Increasing Online Identity Fraud Highlights the Need for Consumers to Better ... |
Lifelock to pay $12 million to settle charges it mislead consumers when it ... - Plain Dealer
Lifelock to pay $12 million to settle charges it mislead consumers when it ... Plain Dealer ... The Plain Dealer The Federal Trade Commission and 35 states, including Ohio, walloped Lifelock today for exaggerated claims about its identity theft ... |
ID theft reports drop, but danger persists - Poughkeepsie Journal
ID theft reports drop, but danger persists Poughkeepsie Journal Identity theft complaints have decreased overall nationally, as well as statewide and locally, according to a report issued by the Federal Trade Commission ... |